Protect your credit during the funding process. Setting up fraud alerts and credit monitoring keeps your identity secure while you're applying for new accounts.
Fraud Alert & Credit Protection
Applying for new credit means your identity is more exposed than usual. Putting protective measures in place — before you apply — keeps everything secure.
Recommended Protections
- Initial Fraud Alert — free, lasts 1 year. Lenders must take extra steps to verify your identity.
- Extended Fraud Alert — free for 7 years. Requires identity theft report.
- Credit Freeze — free, blocks new accounts entirely. Must be lifted before applying.
- Credit Monitoring — real-time alerts when new accounts are opened or inquiries posted.
How to Place an Alert
Contact any one of the three bureaus (they're required to notify the other two): Experian, Equifax, or TransUnion.
If You're Already a Victim
If you suspect identity theft, file a report at IdentityTheft.gov and contact your CCS advisor immediately. We'll pause any active applications and help you secure your file.
Ready to Get Started?
Talk to a CCS advisor about your funding goals — no cost, no obligation.
Speak With an Advisor