Financing Option #1

Our premium financing track for business owners with credit scores above 680 — unsecured business credit lines up to $150,000 at 0% introductory rates.

Financing Option #1 — Above 680 Credit Score

This program is designed for business owners with strong personal credit who want the best rates and the largest unsecured credit lines available.

What You Get

• Up to $150,000 in unsecured business credit lines
• 0% introductory interest rates for 6–18 months
• No collateral required
• No financials, business plans, or bank statements needed
• 24-hour pre-approval
• Application to funding in 3 weeks or less

Qualifying Criteria

• 700+ FICO score across all 3 bureaus
• 3+ years of clean credit history
• Under 30% utilization on revolving lines
• 2+ open bank credit cards with $5,000+ limits
• No derogatory accounts in the last 36 months
• Stated income of $50,000+ annually
• Debt-to-income under 40%