We Help Businesses Get Capital
Improve Fundability · Build Business Credit · Get Loans & Credit Lines
Easily Get Business Credit and Financing Without Using Your SSN
To run and build a successful business, you need to qualify for loans and credit lines at the best rates possible. Business credit is essential to making this happen, and it helps you access money even when you cannot qualify for a personal loan. Separating your business credit from personal credit protects you from risks by avoiding dangerous personal liability as your business grows. It also allows you to build a credit profile for your business that's not impacted by your personal credit, giving your business increased chances of getting financing on good terms.
The CCS Business & Finance Credit Builder Software helps you build business credit (not linked to your SSN), step by step, using a proven, field-tested, business-owner-approved process. Let us simplify your experience of obtaining business credit. With our user-friendly software and the only full-service business credit advisory team in the industry, you'll be guided every step of the way.
Our program helps you:
- Set up your business to meet lender and credit issuer credibility standards for automated approvals
- Set up and activate your credit profile with Dun & Bradstreet, Experian, and Equifax Commercial — and get your free D-U-N-S number
- Get initial trade credit to build your business credit with no personal consumer credit check or personal guarantee
- Access multiple trade lines and revolving credit with limits of $5,000 – $50,000
- Monitor business credit with D&B and Experian in real time through Nav-powered integration
The 6-Step Business Credit Builder
Our proven, sequential process for taking your business from zero credit history to high-limit revolving accounts.
The Foundation
We guide you through the steps so you understand what lenders look for, and we help you through the detailed, intricate process to get the most funding you can qualify for.
Your Fundability
Your information is cross-checked against underwriting guidelines for over 2,100 finance institutions, and you are pre-qualified for funding programs including credit lines and loans. You'll have access to thousands of lenders, hundreds of direct finance sources, and hundreds of thousands of dollars in funding and business credit. You can qualify for merchant advanced credit, purchase order and account receivable financing, equipment and auto leasing, inventory financing, unsecured credit lines, loans up to $12 million, and more.
Credit Agencies
This step involves diving into the business credit reporting agencies: searching to see if your business is listed with each bureau, verifying any information if it is, updating any inaccurate data, and applying for a FREE DUNS number if you don't have one. Our system lets you monitor your business credit reports in real time as you build them.
Selected Vendor Credit
We help you get approved for new credit in your business name that reports to the appropriate business credit reporting agencies. Once this new credit is reported, you're awarded with an exceptional business credit score that we then help you leverage to get approved for even more business credit.
Selected Credit Cards
You can be approved for store credit with places like Staples, Lowe's, Home Depot, Walmart, Costco, BP, Sam's Club, Dell, and many others. You can also get approved for large, $10,000-limit credit cards with some stores, and Visa/MasterCard credit cards you can use almost anywhere.
Unsecured Business Financing
You'll have the opportunity to apply for a variety of funding programs — Merchant Card Credit, Accounts Receivable Financing, Purchase Order Financing, and Equipment Lease Financing. Even car-wrap signage and business signs can be financed from only $99/month with the related transactions reported as a business trade line.
Business Credit Benefits
Ready to Build Real Business Credit?
Speak with a Business Credit Advisor today and learn exactly what your business can qualify for.
Request To Speak With a Business Credit Advisor