Our unsecured business financing program is perfect for entrepreneurs who are just starting their businesses, as well as being a solid option for those who are already well established. You can get approved for $150,000 at 0% interest, with unsecured, no-doc, business financing with no collateral or cash flow requirements.

This program is designed to help clients get funding based strictly on personal or business credit quality. Our lenders will not ask for financials, bank statements, business plans, resumes, or any of the other burdensome documentation that most conventional lenders demand.

This program is as close to a “no-doc” program as you can get with business funding. And the best part is that you can even get approved with introductory rates as low as 0%, giving this program the best terms in the country.

Easy Qualification Process

Our unsecured business financing program is extremely popular, due in part to how easy it is to get approved. To qualify, lenders will look solely at your (or your credit partner’s) personal credit quality. They are looking for good personal or business credit with few to no derogatory items reported.

Our lenders will review your credit report to check for derogatory items. To get approved, you shouldn’t have any open collections, late payments, tax liens, judgments, or other negative items reported.

To qualify, you should also have fewer than three inquiries on your credit report within the last six months. You should have established credit, including open revolving accounts now reported on your credit report with balances below 30% of your limits. Lenders typically also want to see personal credit scores of at least 685.

Do You Have Credit Issues Now?

If you have good credit, there is an exceptional chance you can get approved for our unsecured financing. But even if you have personal credit issues now and no established business credit, we still might be able to help.

You can qualify for our unsecured financing program with a personal guarantor. If you have someone such as a business partner who does have good personal credit, they can apply and qualify for unsecured financing for your business.

Our collateral-based financing programs are perfect for consumers with personal credit challenges. You can get approved with great terms or get approved even with severe credit issues. You can also qualify for financing with us if your business has been open more than a year and you have active cash flow for your business now.

Our business credit-building program can help you quickly establish a business credit profile and score, so you can qualify for unsecured financing based on your business credit. We even work with a powerful network of credit improvement specialists that can help you repair any personal credit damage you may have experienced.

Get Approved with Amazing Terms

Most lenders charge very high interest rates on unsecured financing, due to the risk associated with a business owner not pledging collateral for security. But most of our exclusive unsecured financing offers very low initial introductory interest rates, as low as 0% for the first 6–18 months. Rates typically range from 5%+ after the introductory period; the actual rate will depend on risk assessment.

Most unsecured lenders also charge a large fee, ranging from 12–30%, plus application fees for unsecured financing programs. However, our exclusive lenders offer the lowest fees in the industry, ranging from 9–12%, and you only pay them if you are approved and have secured your funding

You can get approved for as much as 8 times whatever your highest revolving credit card limit is now.

Powerful Benefits!

Business revenue financing is perfect for entrepreneurs who are looking for fast, easy funding with few headaches. You can easily get approved for as much as $500,000 within 72 hours, based on a simple review of your business bank statements.

This program is designed to help clients get funding based strictly on their cash flow as verified by your business bank statements. Our lenders will not ask for financials, business plans, resumes, or any of the other burdensome documentation that most conventional lenders demand. You can get approved regardless of personal credit.

Easy Qualification Process

Our revenue financing program is one of the easiest, most hassle-free ways you can obtain business financing.

To determine approval, the lender will review 4-6 months of your bank statements. All the lenders are looking for is consistent deposits showing your revenue is $120,000 or higher annually. They will also verify that you have been in business one year or more.

Lenders are also looking to see that you don’t have a lot of “non-sufficient funds” alerts showing on your bank statements and that you have more than 8 deposits in a month going into your bank account. Basically, all they are looking for is that you manage your bank account responsibly and have a decent number of consistent deposits.

If you meet these simple criteria, you can get approved!

Do You Have Credit Issues Now?

Our revenue financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require, good credit to qualify. You can even get approved with severely challenged personal credit and low credit scores.

You can get approved even if you have recent severe derogatory items and collections on your credit report. This is one of the best and easiest business financing programs in existence that you can qualify for even if you have personal credit problems.

FAST Funding

You can get pre-approved for our revenue financing program within 24 hours. You can receive your formal approval within 72 hours from submitting your application. And you can receive your money in your bank account within 7 days or less from applying!

Our clients love this program partially due to how easy it is to apply and get approved and how fast you receive your funds.

Get Money Consistently

Over 80% of our clients come back for even more financing after their initial approvals. Typically within 3-6 months of approval you will be given an opportunity to get even more money than you obtained before.

And all you will need to get approved for the additional funding is a quick review of your last 2 months bank statements. And, you can get your money in your bank account within 24 hours or less!

Our Revenue Financing program helps you rapidly grow and scale your business as you will have ongoing access to receive more and more funding easily and very quickly, when you need it!

Powerful Benefits

Our merchant financing program is perfect for business owners who accept credit cards and are looking for fast and easy business financing. You can get approved for as much as $500,000 in financing with no collateral requirements and bad credit.

This program is designed to help you get funding based strictly on your cash flow, as verified by your business bank statements. Our lenders will not ask for financials, business plans, resumes, or any of the other burdensome documentation that most conventional lenders demand.

You can get approved regardless of personal credit quality.

Easy Qualification Process

Our merchant financing program is one of the easiest, most hassle-free ways you can obtain business financing.

To determine approval, the lender will review 4-6 months of your bank and merchant account statements. All the lenders are looking for is consistent deposits showing your revenue is $50,000 or higher annually. They will also verify that you have been in business 6 months or more.

Lenders are also looking to see that you don’t have a lot of "non-sufficient funds" alerts showing on your bank statements, that you have low chargebacks on your merchant statements, and that you have more than 10 deposits a month going into your bank account.

Basically, all they are looking for is that you manage your bank and merchant accounts responsibly and have a decent number of consistent credit card transaction deposits each month.

Do You Have Credit Issues Now?

Our merchant financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require good credit to qualify. You can even get approved with severely challenged personal credit and low credit scores.

You can get approved even if you have recent derogatory items and collections on your credit report. This is one of the best and easiest business financing programs in existence that you can qualify for even if you have personal credit problems.

FAST Funding

You can get pre-approved for our merchant financing program within 24 hours. You can receive your formal approval and funds within 72 hours from submitting your application.

Our clients love this program partially due to how easy it is to apply and get approved and how fast you receive your funds.

Get Money Consistently

Over 80% of our clients come back for even more financing after their initial approvals with our revenue and merchant financing programs. Typically within 3-6 months of approval you will be given an opportunity to get even more money than you obtained before.

All you will need to get approved for the additional funding is a quick review of your last 2 months' bank statements. And you can get your money in your bank account within 24 hours or less! We also provide you access to merchant credit lines where you can have consistent access to cash.

Our merchant financing program helps you rapidly grow and scale your business, as you will have ongoing access to receive more funding easily and very quickly, when you need it.

Powerful Benefits

Business owners with multiple Cash Advance positions can find themselves caught in a dangerous cycle of taking out more and more Merchant Cash Advances to avoid defaulting on existing balances.

Reverse Consolidations are a good solution for merchants who are struggling to manage frequent withdrawals occurring on a daily or weekly basis.

Reverse Consolidations provide business owners with weekly disbursements directly into their business bank account to satisfy the cost of their existing Cash Advance payments. Reverse Consolidations function like a Merchant Cash Advance and are repaid with automatic daily withdrawals at a reduced amount against the outstanding positions. It is not Debt Consolidation or Loan Consolidation and does not restructure debt. It does free up cash flow which can prevent businesses from being crippled by having too many open positions and provide cash flow savings of 30% – 50%.

Criteria

o Fico Score: 500+
o Time in Business: 1 year+
o Time to Fund: As Fast as 24 hours
o Weekly Distributions
o Funding Range: $10,000– $500,000

How will this affect my credit?
How many advances can I consolidate at a time?
Can I net additional funds under this program?
What if I just take out another advance?
How much can I REALLY save?
How do I get started?

Contact Corporate Credit Solutions to have all your questions about our Reverse Consolidation program answered.

Many businesses wait weeks, even months, to get paid on their outstanding account receivables. This typically creates major cash-flow issues, as they provide their goods and services, absorbing the costs until they eventually get paid, sometimes 90 days later.

With our account receivable financing, you can regularly secure money against receivables in as little as 24 hours. And you can get rates less than 2% and financing as high as $20 million, even with severely challenged personal credit.

Easy Qualification Process

Account receivable financing is very easy to qualify for, as you won’t need financials or good credit to get approved.

To qualify for AR financing, your business must have been open for at least 12 months. The lender will review your existing receivables or purchase orders, and will look into the companies that your receivables are with.

If the companies who owe you money have a good history of paying their debts, you can easily get approved, regardless of your personal credit quality.

Do You Have Credit Issues Now?

Our account receivable financing program is perfect for business owners who have credit issues.  Lenders are not looking for, nor do they require, good credit to qualify. You can even get approved and advanced 80% of your receivables, even with severely challenged personal credit and low credit scores.

You can get approved with a personal credit score lower than 500, even if you have recent derogatory items and major collections on your credit report. Lenders truly don’t care about your personal credit. They care more about the credit of the company you have the receivables with.

This is one of the best and easiest business financing programs in existence that you can qualify for and get really good terms even if you have severe personal credit problems.

FAST Funding

After the lenders review your account receivables, you can receive your initial approval and funding in 3 weeks or less. After you are initially approved you will be able to get paid on future receivables within 24 hours.

Really Low Rates Regardless of Credit!

With our AR financing program, you can get approved with really low rates even if you have severe credit challenges. In almost all cases your rate will be 2% or less even if your personal credit scores are lower than 500.

This means you can get paid tomorrow instead of waiting weeks or months to get paid, and you can do this for less than the cost of accepting a credit card payment from your customers.

There are very few other programs in existence that can give you such low rates even if you have severe personal credit challenges.

Powerful Benefits

Sometimes you might have large orders to fill but don’t have the cash (or want to use it) to pay for the supplies needed to fulfill those orders. Our purchase order financing is a short-term finance option that provides capital so you can pay your suppliers upfront without depleting cash reserves.

Purchase order financing allows companies to grow without increasing bank debt or selling equity. It also helps you increase market share by ensuring timely deliveries to your customers.

Our areas of expertise include production finance for work in process and Letters of Credit for trade finance. This includes import and export transactions, as well as domestic trade purchases.

Easy Qualification Process

Purchase order financing is very easy to qualify for, as you won’t need financials or good credit to get approved.

To get approved, lenders will typically do a quick review of your outstanding purchase orders that need to be filled. If the purchase orders are valid and the suppliers you are dealing with are credible, you can get approved regardless of personal credit history.

Do You Have Credit Issues Now?

Our Purchase order financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require, good credit to qualify. You can even get approved even with severely challenged personal credit and low credit scores.

You can get approved even if you have recent derogatory items and major collections on your credit report. Lenders truly don’t care about your personal credit. They care more about the reputation of your supplier.

This is one of the best and easiest business financing programs in existence that you can qualify for and get really good terms even if you have severe personal credit problems.

FAST Funding!\

After the lenders review your purchase orders, you can receive your initial approval and funding in 2 weeks or less.

Powerful Benefits

With our inventory financing program, you can obtain a low-rate credit line using your current inventory as collateral.

Secure a credit line for 50% of your current inventory value if your inventory is worth $500,000 or more. You can get approved for a line with low rates, regardless of your personal credit quality.

Easy Qualification Process

Inventory financing is very easy to qualify for, as you won’t need financials or good credit to get approved.

To qualify for inventory financing, your business must have existing inventory that is valued over $500,000. The inventory might be supplies, retail merchandise, materials used to produce your product, or other non-obsolescence inventory.

The lender will review your existing inventory and is also interested in the quality of your inventory management system. If you have inventory that qualifies you can be approved quickly with just a review of your inventory records.

Do You Have Credit Issues Now?

Our inventory financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require, good credit to qualify. You can even be approved for a credit line with low rates, even with severely challenged personal credit and low credit scores.

You can get approved even if you have recent derogatory items and major collections on your credit report.

This is one of the best and easiest business financing programs in existence that you can qualify for and get really good terms even if you have severe personal credit problems.

FAST Funding

After the lenders review your inventory summaries you can receive your initial approval and funding in 2 weeks or less. You will be able to secure a working-capital credit line to use for whatever purposes you need.

Powerful Benefits

Our 401k financing offers a powerful and flexible way for new or existing businesses and franchises to leverage assets that are currently in a 401k plan or IRA. In as little as 2 weeks you can invest a portion of your retirement funds into your business, giving you more control over the performance of your retirement plan assets and the working capital you need for business growth.

Easy Qualification Process

401k Financing is very easy to qualify for as you won’t need financials or good credit to get approved.

To qualify for 401k financing, all the lender will require is a copy of your two most recent 401k statements. If your 401k has a value over $25,000, you can be approved, even with severely challenged personal credit.

Whatever percent of your 401k is “rollable” is the amount of financing you can receive. In many cases, you can secure a low-interest credit line or loan for 100% of your current 401k value.

Do You Have Credit Issues Now?

Our 401k financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require, good credit to qualify. You can get approved for a low-interest credit line with rates lower than 5%, even with severely challenged personal credit and low credit scores.

You can get approved for a credit line with rates as low as 5%, even if you have recent derogatory items and major collections on your credit report.

This is one of the best and easiest business financing programs in existence that you can qualify for and get really good terms even if you have severe personal credit problems.

FAST Funding

After the lenders review your 401k statements you can receive your initial approval and funding in 2 weeks or less. You will be able to secure a working-capital credit line to use for whatever purposes you need.

Powerful Benefits

Our Securities-based financing offers a powerful and flexible way for new or existing businesses and franchises to leverage assets that are currently in stocks or bonds to obtain a low-interest credit line.

In as little as 2 weeks, you can invest a portion of your stocks or bonds into your business, giving you more control over the performance of your retirement plan assets and the working capital you need for business growth.

You can get approved for a low-interest credit line for as much as 90% of the value of your securities.  Most stocks and bonds are accepted, and you keep all the interest and appreciation from your securities.  Plus, there is no pre-payment penalty and your securities remain in your name.

Easy Qualification Process

Securities-based financing is very easy to qualify for, as you won’t need financials or good credit to get approved.

To qualify, all the lender will require is a copy of your two most recent securities statements. If your stocks or bonds have a value over $25,000, you can get approved, even with severely challenged personal credit.

Do You Have Credit Issues Now?

Our securities-based financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require, good credit to qualify. You can even get approved for a low-interest credit line with rates lower than 2-5%, even with severely challenged personal credit and low credit scores.

You can get approved for a credit line with rates as low as 2-5% with a personal credit score as low as 500, even if you have recent derogatory items and major collections on your credit report.

This is one of the best and easiest business financing programs in existence that you can qualify for and get really good terms even if you have severe personal credit problems.

FAST Funding

After the lenders review your securities statements, you can receive your initial approval and funding in 2 weeks or less. You will be able to secure a working-capital credit line to use for whatever purposes you need.

Powerful Benefits

Established businesses with tax returns that show good revenues and profitability can get very large sums of funding with Secured Small Business Loans.

If you have positive business tax returns, you should apply for secured government-backed SBA program loans from $250,000 up to $12 million. SBA offers several options you may qualify for, including 504 and 7a loan programs.

SBA loans can be used for many purposes, including purchasing a new business, partner buy outs, real estate acquisition, and even working capital.

SBA will require certain documentation to qualify, including business and personal financials, resume and background information, personal and business credit reports, a business plan, bank statements, collateral, and other documentation relevant to the transaction.

Approval amounts will vary based on the collateral your business has and the amount of net profit reflected on your tax returns. The total time to close these loans is about 2-4 months.

Low-Interest and Long-Term Business Financing

SBA loans offer some of the longest payback terms available for business financing. You can secure loans for 10, 15, or even 20 years with SBA, and get one of their popular CAPLines. Plus, in many cases interest rates are as low as 5-6% on the financing you secure.

A recent Gallup survey found that 80% of U.S. businesses lease a portion of their equipment. The list of companies using leasing ranges from the Fortune 500 to the family store.

We offer equipment financing and leasing programs for startup and existing businesses. You can get approved even with challenged credit, you won’t need financials to secure equipment financing, and approvals take as little as 24 hours.

Easy Qualification Process

You can get approved for equipment financing and leasing with as low as a 640 personal credit score. To approve you, lenders will request details on the equipment you are obtaining or using as collateral to borrow against.

After a quick credit review, you can get approved for as much as $2 million in equipment financing.

Equipment Leasing is Powerful

We help business owners obtain financing to lease equipment. With equipment leasing, you receive even more favorable terms than typical business financing programs, and with even more benefits.

Whether you are a startup or a well-established business, we have hundreds of equipment lenders who would like to help. You can qualify with only two monthly payments as a down payment. And you can get approved with a credit score as low as 640.

Rates are affordable and 100% of your interest is tax-deductible. Plus, you can get approved for financing ranging from $25,000 to $20 million

Equipment Sale-Leaseback Puts Cash in Your Pocket

Our Equipment Sale-Leaseback program gives you cash using your existing equipment as collateral. If you have valuable pieces of equipment, you can use those as leverage to obtain equipment financing. To qualify, your equipment should be of high value, such as $25,000 or more.

If you do have a piece or multiple pieces of valuable equipment, you can sell those to the lender and they, in turn, will lease the equipment back to you.

You get cash in your pocket, and you start a lease with the bank with lower payments and interest that is tax-deductible.

Powerful Benefits

You can enjoy a quick closing and high loan-to-value ratios with our rehabilitation loans. Rehab loans are tailored for the real estate investor who wants to purchase, rehab, and flip residential properties.

Using the property as collateral, funds are available for short-term residential renovation projects that most traditional banks and credit unions won’t approve.

Awesome Terms

You can get approved for 100% of the financing you need to buy and rehab residential properties. Lenders will verify that the amount you are requesting is 65% or less of the after-repair value of the property.

You can be approved for a short-term loan of 6 months, and can also get extended terms upon request.  There is no prepayment penalty, so you can sell the home faster and pay off the entire loan without any extra cost to you whatsoever.

Easy to Get Approved

There are 3 main elements lenders evaluate to approve you for this program. First, you should have prior and recent flipping experience. Lenders will request you list your recent projects, verifying you've recently sold 2 houses or more.

Second, lenders will verify that you have at least average credit. You can get approved with credit scores as low as 640, as long as you don’t have any recent severely negative credit items on your report.

Last, to get approved, you should be liquid. Lenders will want to see that you have money in the bank, and you will be required to put funds into an escrow account for security. The amount of liquid funds varies based on project, but you should only apply if you have at least $30,000 in liquidity now.

So you can get approved, even with average credit, as long as you have some flipping experience and money in the bank.

Powerful Benefits

We offer commercial real estate financing ranging from $75,000-$20 million. This financing can be used for the purchase of property, or the refinancing of a property, even if you are doing a cash-out refinance.

Loan-to-value ratios range from 55-65%, depending on the purpose of the loan. We have various funding programs available, including conventional property financing, money for investment properties and hard money loans, bridge loans, and loans for the purchase of commercial real estate, plus you can also obtain SBA loans.

Commercial Real Estate Financing for All Types of Buildings

We offer financing for many different, even unique property types. With our commercial real estate financing, you can acquire funding for offices (both business and medical/dental), industrial facilities, light manufacturing buildings, mixed-use properties, commercial condos, auto dealerships, light auto services, day cares, assisted living facilities, entertainment venues, multi-family properties, retail warehouses, self-storage facilities, and more.

We work with thousands of lending sources nationwide, and many of them are private investors who are seeking the right opportunity to invest in. If you have collateral, average credit, and positive tax returns, many private investors may approve you at very good loan terms.

With our private money sources, you won’t be required to give up any percentage of ownership equity in your business. You retain full control and can get funding even when your bank has said no.

Awesome Terms

You can obtain private money financing with much the same terms as conventional bank loans. Rates vary based on risk, typically ranging from 5-18%. You can get approved for long-term loans of 10 years, or even 30 years, or you can get your funding through a working-capital credit line that you can access and use any time you need it.

Easy to Get Approved

There are two main elements private investors look for to approve you for funding. First, lenders want to see that you have tax returns that reflect a profit. They will also verify that your sales and profits are increasing from year to year. Lenders look at these qualities as signs of a healthy company worth long-term investment.

Second, lenders will verify that you have at least average credit. You can get approved with credit scores as low as 640, as long as you don’t have any recent severely negative credit items on your report.

Get Approved when Banks Say “No”

Private money financing is often called SBA fallout, as it typically helps those who can’t get approved for conventional SBA financing. SBA loans have very stringent qualifying requirements, so stringent that nearly 90% of applications are denied.

With private money financing, your business doesn’t need to be perfect, nor do you need to supply the extensive documentation that other lenders typically demand. You can get approved with just a quick review of your tax returns, credit, and bank statements.

Unlike for conventional financing, you don’t need good credit: average credit will suffice to qualify. You don’t need collateral valued at 100% of what you are borrowing, like conventional financing: you can get approved with as little as 20% collateral.

You can secure private money financing without most of the headaches and limitations that are common with conventional business financing.

Powerful Benefits

Insurance agents can obtain low-interest, long-term financing using renewable commissions as collateral. This is the best program available for insurance agents regarding approval requirements and approval terms. 

You can get approved for a 3 to 10-year loan or credit line for your insurance business, even if you have average credit. And all you truly need to qualify is a book-of-business of renewable commissions. You can even use the book-of-business for the insurance agency you are buying as collateral to get approved.

Easy to Get Approved

Insurance agents rave about how easy this program is to qualify for. The lenders are mainly looking to see you have a viable book of renewable commissions for your insurance agency. If you do, you can be approved even with a 520 personal credit score.

You can secure as much as 120% of the surrender value of your renewable commissions. And most agencies can qualify, excluding State Farm. All you need for approval is a complete application and breakdown of your renewables. 

You can get rates as low as 4% over the prime rate and you can get loan terms as long as 10 years helping keep your payments low.  

Get Approved when Banks Say “No”

Book-of-business financing is the absolute best long-term solution for insurance agents who can’t secure SBA, conventional loan financing. 

With book-of-business financing, your business doesn’t need to be perfect, nor do you need to supply the extensive documentation that lenders typically demand. You can get approved with just a quick review of your credit and renewable commission breakdown. 

Unlike conventional financing, you don’t need good credit: you can be approved even with severely challenged personal credit and scores as low as 520. Lenders are actually more interested in seeing 3 solid references than they are in you having good credit.   

Powerful Benefits